Free Online Calculators

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Money & Taxes

Estimated Tax Refund

Estimate federal tax outcome from W 2 income, withholding, AGI, deductions, dependents, and business profit or loss.

Retirement

Project retirement savings, contributions, growth, inflation, retirement income, and drawdown.

Percentage Split

Split money, percentages, or shared amounts quickly and clearly.

Currency Converter

Convert money between currencies for planning and comparison.

Loan

Model payment, total interest, payoff timing and the impact of extra monthly payments for a fixed rate installment loan.

Auto Loan

Estimate amount financed, monthly payment, sales tax, total interest and total vehicle cash outlay.

Credit Card Payoff

Estimate payoff time, total interest and the savings created by increasing a fixed monthly credit card payment.

Compound Interest

Project investment or savings growth with recurring contributions, variable compounding frequency and a clear contribution versus growth breakdown.

Savings Goal

Estimate how long it may take to reach a savings goal and how much monthly saving is required by a target date.

APY

Convert a nominal annual interest rate into effective APY for different compounding frequencies and estimate one year interest.

Debt Payoff

Compare debt snowball and avalanche strategies across three debts with monthly minimums and a shared extra payment budget.

Debt to Income Ratio

Calculate front end and back end debt to income ratios and compare current debt load with common underwriting reference points.

Emergency Fund

Build an emergency fund target from essential monthly expenses, household stability, dependents and a chosen months of coverage goal.

Sales Tax

Calculate sales tax, pre tax subtotal and final purchase total with optional discounts and quantity.

Investment Return

Measure investment gain, total return and annualized return while accounting for contributions, withdrawals and cash distributions.

Inflation

Model future cost and purchasing power using an assumed inflation rate over a selected number of years.

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Real Estate

Mortgage Payment

Estimate monthly mortgage payment including principal, interest, taxes, and insurance inputs.

Home Affordability

Estimate a practical home price range from income, debts, cash, rates, and housing costs.

Property Tax

Estimate property taxes using assessed value, assessment rules, exemptions, and local rates or millage.

Home Buying Out of Pocket

Estimate total cash needed for down payment, closing costs, prepaids, escrow, and other buying expenses.

Rental Property ROI

Estimate rental income, operating costs, cash flow, and return on investment.

Cap Rate

Measure property yield using net operating income and property value.

Cash on Cash Return

Compare annual pre tax cash flow with the cash actually invested.

DSCR

Evaluate property income against debt service and model lender style coverage scenarios.

BRRRR

Model buy, rehab, rent, refinance, and cash remaining in a BRRRR project.

House Flip

Model purchase, renovation, financing, holding and sale costs to estimate flip profit, return and margin of safety.

Maximum Allowable Offer

Estimate a maximum purchase offer from after repair value, target profit, repair costs and transaction costs.

After Repair Value

Estimate after repair value from comparable property values and chosen weighting.

Flip Profit & ROI

Calculate projected flip profit, return on cash invested and profit margin.

Rehab Budget

Build a renovation budget from major work categories, contingency and project overhead.

Real Estate Commission

Estimate listing and buyer side commission amounts and seller proceeds before other closing costs.

Closing Cost

Estimate buyer or seller closing costs using entered fees and percentage based costs.

Rent vs Buy

Compare modeled multi year housing cost for renting versus buying using appreciation, rent growth and ownership costs.

Rental Cash Flow

Calculate gross rent, operating expenses, debt service, monthly cash flow and cash flow margin.

Rental Property Expense

Estimate recurring rental operating expenses, reserves and annual expense ratio.

Vacancy Cost

Estimate annual vacancy loss and effective rental income from rent and vacancy assumptions.

Refinance Break Even

Compare current and proposed mortgage payments and estimate months required to recover refinance costs.

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Work & Pay

Work Hours

Calculate regular hours, unpaid breaks, overtime, gross pay, and planning estimates.

Salary and Hourly

Convert annual salary to hourly pay or hourly pay to annual income.

Overtime Pay

Estimate regular and overtime earnings from pay rate and hours.

Bartender Earnings

Track wages, tips, tip outs, and estimated shift earnings.

Entertainer Earnings

Track gross earnings, fees, payouts, and estimated net received.

Truck Driver Load

Model loaded and deadhead miles, fuel, trip costs, gross pay, and estimated trip earnings.

Paycheck

Estimate federal withholding, Social Security, Medicare, state and local withholding and net pay for one paycheck using 2026 federal reference rules.

Take Home Pay

Estimate annual and per paycheck take home pay from salary, pretax benefits, federal taxes, FICA and a user entered state and local rate.

Commission

Model tiered sales commissions with base pay, three commission tiers, bonuses and recoverable or nonrecoverable draws.

PTO

Calculate accrued PTO, available balance, carryover cap impact and the wage value of available paid time off.

Freelance Rate

Calculate a sustainable freelance hourly rate, day rate and project floor from target take home income, overhead, taxes and billable utilization.

Contractor vs Employee

Compare employee compensation with contractor gross revenue and estimate the contractor hourly rate needed to match employee value.

Shift Differential

Calculate regular, evening, night, weekend and overtime earnings with separate differential percentages.

Payroll Cost

Estimate the fully loaded employer cost of an employee from wages, employer taxes, benefits, insurance, retirement, bonus and overhead.

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Everyday Life

Monthly Living Expense

Build a complete monthly living expense picture with category totals and annualized costs.

Income and Lifestyle Position

Compare income, living expenses, remaining cash, and financial breathing room.

Vacation Expense

Plan trip costs by traveler, category, activity, daily spend, and contingency budget.

Basic

A fast everyday calculator for arithmetic, percentages, powers, roots, parentheses and memory style calculations.

Percentage

Solve percent of, percent change, increase, decrease and what percent questions from one specialized tool.

Age

Calculate exact age in years, months and days, total elapsed days, next birthday and milestone ages.

Date Duration

Measure the exact time between two dates with total days, business days, calendar weeks and a calendar year month day breakdown.

Time Duration

Calculate elapsed time between clock times including overnight shifts, decimal hours, minutes and payroll friendly totals.

Tip

Calculate tip, check total and per person split with tax aware options for restaurants, services and group bills.

Discount

Calculate sale price, savings, stacked discounts, quantity totals and sales tax after discount.

Unit Converter

Convert common length, weight, volume and temperature units with automatic compatibility checks and precise results.

Fuel Cost

Estimate gallons, fuel spend, tolls and all in driving cost for one trip or repeated trips.

MPG

Calculate miles per gallon, liters per 100 kilometers and fuel cost per mile from actual fill up data.

Bill Split

Split a bill by people with tax, tip and optional unequal share weighting.

Birthday

Calculate age, next birthday timing and total days lived from a birth date.

Days Until

Calculate calendar days, weeks and approximate months until a future date.

Business Days

Count weekdays between two dates with optional entered holiday days.

Hours & Minutes

Add or subtract hour and minute durations and convert the result to decimal hours.

Cooking Measurement Converter

Convert common cooking volume measurements between teaspoons, tablespoons, cups, fluid ounces and milliliters.

Recipe Serving Size

Scale ingredient quantities from an original serving size to a new serving size.

Grocery Unit Price

Compare two grocery package prices by unit cost.

Electricity Cost

Estimate electricity use and cost from appliance wattage, runtime and energy price.

Appliance Energy Cost

Estimate daily, monthly and annual appliance energy cost.

Water Usage

Estimate household water use from flow rate, duration and frequency.

Commute Cost

Estimate monthly commute fuel, parking and toll cost from distance and workdays.

Road Trip Cost

Estimate fuel, lodging, food, tolls and other road trip costs per traveler.

Car Depreciation

Model vehicle value after annual depreciation and calculate total value lost.

Wedding Budget

Build a wedding budget with major expense categories, contingency and per guest cost.

Party Budget

Build an event budget with venue, food, drinks, entertainment, decor and contingency.

Christmas Budget

Build a holiday spending budget with gifts, food, travel, decor and contingency.

Gift Budget

Allocate a total gift budget across recipients and calculate remaining budget.

Shared Household Bills

See how shared household bills are divided between two people.

Funeral & Burial Cost

Plan funeral, burial, memorial, wake and repast expenses against available funds.

Ultimate Event Planning

Build a complete event budget with guest costs, vendors, balances and contingency.

Wedding Cost

Plan wedding spending, vendor balances and cost per guest.

Birthday Party Budget

Plan birthday party costs by guest, vendor and expense category.

Corporate Event Budget

Model corporate event costs, vendors, staffing and cost per attendee.

Baby Shower Cost

Plan baby shower spending and cost per guest.

New Baby Cost

Estimate one time and recurring costs of preparing for a new baby.

Divorce Transition Cost

Organize estimated transition expenses without providing legal or financial advice.

Senior Living Cost

Compare recurring senior living and care related household costs.

Daycare Cost

Estimate childcare costs by child, schedule and recurring fees.

Moving Cost

Plan moving costs from packing through move in.

Holiday Party Budget

Plan holiday gathering costs by guest and expense category.

Graduation Party Cost

Plan graduation celebration costs and cost per guest.

Family Reunion Budget

Plan reunion costs, shared contributions and cost per attendee.

Anniversary Party Cost

Plan anniversary celebration costs and cost per guest.

Retirement Party Cost

Plan retirement celebration costs by guest and expense category.

Catering Cost

Estimate catering costs from guest count, per person pricing, service, rentals and fees.

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Fashion & Sewing

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Home & DIY

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Garden & Yard

Mulch

Estimate mulch cubic feet, cubic yards and bags from bed area and depth.

Soil

Estimate soil volume and bag quantity from garden area and fill depth.

Raised Garden Bed Soil

Calculate soil volume for multiple raised beds with waste allowance.

Plant Spacing

Estimate plants that fit in a rectangular bed using row and in row spacing.

Garden Plant Quantity

Estimate plant quantity and row layout from available planting dimensions.

Seed Spacing

Estimate seed positions from bed dimensions and chosen spacing.

Garden Row

Calculate number of rows, total row length and approximate planting positions.

Square Foot Gardening

Estimate square foot sections and plant capacity using plants per square foot.

Compost

Estimate compost volume and bags from application area and depth.

Topsoil

Estimate topsoil cubic yards and bags from area and application depth.

Potting Soil

Estimate potting mix required for multiple round or rectangular containers.

Planter Volume

Calculate container volume for round or rectangular planters.

Fertilizer Quantity

Calculate fertilizer product quantity from area and the application rate printed on your product label.

Lawn Seed

Calculate grass seed quantity from lawn area and the seeding rate you enter.

Sod

Estimate sod area, pieces or rolls and waste allowance.

Grass Seed Overseeding

Calculate overseeding quantity using lawn area and your selected product or seed rate.

Irrigation Water

Convert irrigation depth over an area into gallons of water.

Drip Irrigation

Estimate drip system water use from emitters, emitter flow and runtime.

Rainfall to Gallons

Convert rainfall depth over a catchment area into potential gallons of water.

Rain Barrel

Estimate roof runoff capture and storage needed for a rainfall event.

Landscape Rock

Estimate landscape rock volume and approximate tons using entered material density.

Gravel

Estimate gravel cubic yards and approximate tons using entered density.

Garden Border

Calculate edging length from rectangular bed dimensions and number of beds.

Fence Post Spacing

Estimate residential fence posts and sections from fence length and target spacing.

Tree Spacing

Estimate tree capacity for a planting area using row and tree spacing.

Orchard Spacing

Estimate orchard tree population from acreage or rectangular dimensions and spacing.

Lawn Area

Calculate lawn area and perimeter from length and width.

Garden Bed Area

Calculate garden bed square footage and perimeter.

Lawn Mowing Time

Estimate mowing time from lawn area, mower width, speed and efficiency.

Hose Fill Time

Estimate time to fill a pool, tank or container from volume and hose flow rate.

Sprinkler Runtime

Estimate sprinkler runtime from desired water depth and measured application rate.

Soil Amendment

Calculate soil amendment quantity from area and the application rate you enter.

Paver Patio

Estimate paver quantity, surface area and waste allowance.

Garden Path Material

Estimate path material volume from path dimensions and depth.

Hedge Plant

Estimate shrubs needed for a hedge from total length and plant spacing.

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Farm & Agriculture

Acreage

Convert field dimensions into square feet, acres and hectares.

Field Area

Calculate agricultural field area in acres, square feet and hectares.

Plants Per Acre

Estimate plants per acre from row spacing and in row spacing.

Plant Population

Estimate total field plant population from acreage and plant spacing.

Crop Row Spacing

Estimate number of crop rows and total row length from field width, length and row spacing.

Total Crop Row Length

Calculate total linear crop row length from field dimensions and row spacing.

Seed Rate

Calculate total seed required from acreage and the seeding rate you enter.

Seed Quantity

Calculate seed quantity for a field from acreage and your chosen seed rate.

Seeding Cost

Calculate total seed cost from acreage, seeding rate and seed price.

Fertilizer Application

Calculate fertilizer product quantity from acreage and the application rate you enter.

Fertilizer Cost

Estimate fertilizer cost from acreage, entered application rate and product cost.

Irrigation Requirement

Convert an entered irrigation depth over acres into acre feet and gallons.

Irrigation Flow Rate

Calculate required flow from volume and application time.

Water Application Time

Estimate irrigation time from target water volume and system flow rate.

Farm Pond Volume

Estimate pond volume in acre feet and gallons from surface area and average depth.

Pasture Size

Calculate pasture area from dimensions and convert to acres.

Pasture Stocking

Estimate supported animal units from pasture acres and a stocking rate you enter.

Grazing Rotation

Estimate paddock count and grazing cycle timing from herd needs and recovery assumptions.

Hay Needed

Estimate hay needed over a feeding period using herd size and entered daily intake.

Hay Bale

Convert total hay requirement into number of bales from average bale weight.

Livestock Feed

Estimate total feed from animal count, daily feed per animal and feeding days.

Feed Cost

Estimate total feed cost from feed quantity and unit price.

Feed Conversion

Calculate feed conversion ratio from feed consumed and weight gain.

Cattle Weight Estimate

Estimate cattle weight from heart girth and body length using a common dimensional estimate.

Livestock Water Requirement

Estimate herd water volume from animal count and the daily gallons per animal you enter.

Farm Fence

Estimate farm fence length, posts, strands and wire length.

Farm Fence Post

Estimate fence posts from perimeter and target spacing.

Farm Fuel Cost

Estimate fuel use and cost from machine hours, consumption rate and fuel price.

Tractor Fuel Cost

Estimate tractor fuel volume and operating fuel cost.

Equipment Operating Cost

Estimate hourly and per acre equipment cost from fuel, labor, maintenance and ownership costs.

Crop Yield

Calculate yield per acre and total production from harvest quantity and acres.

Yield Per Acre

Calculate production per acre from total harvested quantity and field acreage.

Crop Revenue

Estimate gross crop revenue from yield, acreage and sale price.

Crop Profit

Estimate crop gross revenue, variable cost, fixed cost and profit per acre.

Break Even Crop Price

Calculate sale price needed to cover total production cost at an expected yield.

Break Even Yield

Calculate yield required to cover production costs at an entered sale price.

Farm Loan

Estimate payment, total interest and annual debt service for a fixed rate farm loan.

Land Cost Per Acre

Calculate land purchase cost per acre and total cost including entered transaction costs.

Land Rent Per Acre

Calculate total cash rent and effective rent per usable acre.

Grain Bin Capacity

Estimate cylindrical grain bin volume and approximate bushel capacity.

Silo Capacity

Estimate cylindrical silo volume from diameter and fill height.

Harvest Capacity

Estimate acres harvested per hour and hours required from machine width, speed and field efficiency.

Planting Capacity

Estimate effective planting capacity and time required for a field.

Sprayer Tank Coverage

Calculate acres covered per tank from tank gallons and entered gallons per acre.

Sprayer Refill

Estimate number of tank fills required for a field.

Grain Drying Cost

Estimate drying cost from grain quantity, moisture reduction and entered cost per point.

Grain Shrink

Estimate adjusted grain weight after moisture shrink using entered shrink percentage.

Farm Labor Cost

Estimate labor cost from workers, hours, wage and payroll burden rate.

Field Work Cost Per Acre

Estimate total and per acre field operation cost from labor, fuel and equipment cost.

Custom Farming Rate

Build a custom field service rate from operating cost, overhead and target margin.

Farm Cash Flow

Calculate operating cash flow from farm receipts, operating expenses, debt service and capital spending.

Farm Profit Per Acre

Calculate profit per acre from revenue and cost totals.

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Marketing & Business

ROAS

Measure return on ad spend from advertising cost and attributed revenue.

Conversion Rate

Measure the percentage of visitors or leads that complete a desired action.

CPC

Calculate average cost per click from ad spend and clicks.

CPM

Calculate cost per one thousand impressions.

CTR

Calculate click through rate from clicks and impressions.

Cost per Lead

Calculate average marketing cost for each lead generated.

CPA

Calculate average cost for each acquisition or conversion.

Break Even ROAS

Estimate the ROAS required for campaign revenue to cover the modeled economics.

Funnel Revenue

Model traffic, conversion stages, customers, revenue, and campaign contribution.

Ad Spend Scenario

Compare ad budget, traffic, conversion, and revenue scenarios before spending.

Profit Margin

Calculate gross profit, operating profit and profit margins from revenue, cost of goods sold and operating expenses.

Markup

Compare markup and margin, calculate selling price from cost and target markup, and see profit per unit.

Break Even

Calculate contribution margin, break even units, break even revenue and units required for a target profit.

Gross Profit

Calculate net sales, gross profit and gross margin after returns, discounts and cost of goods sold.

ROI

Measure net gain, ROI, annualized ROI and payback period from an investment and its modeled returns.

Business Loan

Model monthly payment, total interest, fee adjusted financing cost and debt service for a fixed rate business loan.

Revenue Growth

Calculate period growth, absolute revenue increase and compound annual growth rate across multiple years.

Customer Lifetime Value

Estimate gross margin adjusted customer lifetime value from order value, purchase frequency and customer lifespan.

Customer Acquisition Cost

Calculate blended CAC, LTV to CAC ratio and simple payback period from marketing and sales spend.

Inventory Turnover

Calculate inventory turnover, days inventory outstanding and average monthly cost of goods flow.

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AI & Automation

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Creators & Ecommerce

Influencer Rate

Build a sponsorship rate scenario from reach, engagement, deliverables, and usage rights.

TikTok Earnings

Model creator earnings using your own audience, payout, and sponsorship assumptions.

Digital Product Profit

Estimate digital product revenue, fees, costs, margin, and profit.

Ecommerce Profit

Calculate ecommerce net profit after product cost, platform fees, shipping, advertising and refunds.

Product Pricing

Calculate a selling price from cost, desired margin, transaction fees and shipping subsidy.

Product Margin

Calculate gross profit, gross margin and markup per product.

Marketplace Fee

Estimate marketplace and payment fees from order value and entered fee rates.

Shipping Profit

Compare shipping collected with carrier and packaging cost to calculate shipping profit or subsidy.

Free Shipping Threshold

Estimate the order threshold needed to protect a target contribution margin when shipping becomes free.

Average Order Value

Calculate average order value, revenue per customer and orders per customer.

ROAS by Product

Measure product level return on ad spend, contribution after ad spend and break even ROAS.

Creator Sponsorship Rate

Build a sponsorship quote from deliverables, production time, usage rights and add ons.

YouTube Earnings

Estimate channel revenue from views, RPM and additional sponsorship or affiliate income.

Affiliate Commission

Calculate affiliate earnings from sales volume, average order value and commission rate.

Digital Product Break Even

Calculate sales needed to recover launch, platform and advertising costs for a digital product.

Subscription Revenue

Model MRR, ARR, churned revenue and net recurring revenue from subscribers and monthly price.

Creator Payout

Calculate creator net payout after platform fees, management share and payment processing.

Ecommerce Break Even Units

Calculate unit contribution and units required to cover fixed ecommerce operating costs.

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Fitness & Performance

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Health & Wellness

BMI

Calculate adult body mass index, weight category and a BMI based healthy weight range with US or metric inputs.

Calorie

Estimate resting energy needs, maintenance calories and goal calorie ranges using established adult energy equations and activity levels.

BMR

Estimate basal metabolic rate using the Mifflin St Jeor equation and compare it with a second reference formula.

TDEE

Estimate total daily energy expenditure across multiple activity levels and compare maintenance calorie scenarios.

Body Fat

Estimate adult body fat percentage using the US Navy circumference method with body composition category context.

Ideal Weight

Compare four widely used adult ideal body weight formulas and see their average reference estimate.

Healthy Weight Range

Estimate the adult weight range associated with BMI 18.5 to 24.9 for a given height in US or metric units.

Macro

Build daily protein, carbohydrate and fat targets from a calorie target using flexible macro percentages.

Protein Intake

Estimate an adult daily protein range based on body weight, activity level and training goal.

Water Intake

Estimate a practical daily fluid planning target from body weight, activity, climate and pregnancy or breastfeeding status.

Pregnancy Due Date

Estimate due date, gestational age and trimester milestone dates from the first day of the last menstrual period and cycle length.

Pregnancy Weight Gain

Compare pregnancy weight gain with Institute of Medicine reference ranges based on prepregnancy BMI and singleton or twin pregnancy.

Ovulation

Estimate ovulation date and fertile window from the first day of the last period and typical cycle length.

Menstrual Cycle

Project upcoming period dates, cycle phases and estimated fertile windows from your typical cycle pattern.

Heart Rate Zone

Calculate training heart rate zones using age predicted maximum heart rate and the Karvonen heart rate reserve method.

Blood Pressure Range

Classify an adult blood pressure reading using current common category thresholds and calculate pulse pressure and mean arterial pressure.

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Math & Education

Math Solver

Solve common algebra, trigonometry, and calculus expressions with learning oriented guidance.

Graphing

Plot functions and visualize equations across a selected range.

Scientific

Evaluate advanced mathematical expressions with scientific functions.

Algebra

Simplify, evaluate, solve, factor, and expand algebraic expressions where supported.

Geometry

Calculate common areas, perimeters, volumes, angles, and geometric properties.

Statistics

Analyze a dataset with common descriptive statistical measures.

Fraction

Add, subtract, multiply or divide two fractions and simplify the result.

Ratio

Simplify a ratio and solve equivalent ratio relationships.

Proportion

Solve a missing value in a four term proportion.

Average

Calculate mean, count, sum, minimum and maximum from a set of numbers.

Median Mode Range

Calculate median, mode, range, minimum and maximum from a set of numbers.

Standard Deviation

Calculate population and sample standard deviation, variance and mean.

Probability

Calculate event probability, complement probability and expected successes.

Percentage Change

Calculate absolute change and percentage increase or decrease between two values.

Square Root

Calculate a principal square root and squared verification.

Exponent

Calculate powers, reciprocal powers and common related values.

Logarithm

Calculate logarithms using a custom positive base and compare with natural and base 10 logs.

Quadratic Equation

Solve a quadratic equation and report discriminant, vertex and roots when real.

Linear Equation

Solve a one variable linear equation in the form ax + b = c.

Systems of Equations

Solve a two equation linear system and identify whether a unique solution exists.

Slope

Calculate slope, rise, run and line equation from two coordinate points.

Distance Formula

Calculate straight line distance and midpoint between two coordinate points.

Triangle

Calculate triangle area, perimeter and selected angle information from side lengths.

Circle

Calculate circle area, circumference and diameter from radius.

Area

Calculate area for common rectangles, triangles and circles from entered dimensions.

Volume

Calculate volume for common rectangular, cylindrical and spherical shapes.

Pythagorean Theorem

Solve the missing side of a right triangle from the other two sides.

GPA

Calculate weighted GPA from course grades and credit hours.

Grade

Calculate current weighted course grade from assignment category scores and weights.

Final Grade

Calculate the score needed on a final exam to reach a target course grade.

Test Score

Convert correct answers and total questions into score percentage and missed questions.

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