Using the calculator
Enter the values requested above. Compare current and proposed mortgage payments and estimate months required to recover refinance costs.
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Refinance Break Even Calculator
Compare current and proposed mortgage payments and estimate months required to recover refinance costs.
Enter the property and deal details
Use the actual property, financing, income, cost, or sale assumptions available to you. The refinance break even results update as you change the deal assumptions.
Important: Use the inputs that match your situation. Results are estimates based on the values and assumptions entered.
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How to use this calculator
Reading the result
The break even result identifies the point where the value coming in matches the costs going out under the assumptions entered.
How it is calculated
Break even occurs where modeled revenue or contribution covers the costs included in the calculation. The exact formula depends on whether the tool is solving for units, price, yield, ROAS, or another break even target.
Results are estimates based on the values entered. Review the Methodology and Calculator Disclaimer for important limitations.