Use the full deal, not just the purchase price
For maximum allowable offer, include the costs and income items the calculator asks for rather than judging a property from price alone.
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Maximum Allowable Offer Calculator
Estimate a maximum purchase offer from after repair value, target profit, repair costs and transaction costs.
Enter the property and deal details
Use the actual property, financing, income, cost, or sale assumptions available to you. The maximum allowable offer results update as you change the deal assumptions.
Important: Use the inputs that match your situation. Results are estimates based on the values and assumptions entered.
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Guidance
Separate facts from assumptions
Purchase price and quoted loan terms may be known. Rent, repairs, vacancy, resale value, holding time, taxes, and selling costs may still be estimates. Treat them differently.
Stress test the deal
Run a conservative scenario with higher costs, a longer timeline, or lower income or resale value. A deal that only works under the best case deserves another look.
Understand this calculator
How to use it
Start with the values requested by the Maximum Allowable Offer tool and replace any sample numbers with figures from your actual situation. Estimate a maximum purchase offer from after repair value, target profit, repair costs and transaction costs. Keep every entry in the unit and time period shown beside the field, then review the highlighted result together with the supporting outputs.
What the results mean
The highlighted result is the main answer produced by the Maximum Allowable Offer calculation. The additional result cards provide context, components, ratios, costs, quantities, or comparison values that help explain why the primary result changed when you adjusted an input. Treat modeled income, repairs, appreciation, resale value, vacancy, and timing as assumptions unless they are supported by verified deal information.
How the calculation works
The Maximum Allowable Offer tool applies the arithmetic or modeling relationship described by the requested inputs and supporting outputs. Estimate a maximum purchase offer from after repair value, target profit, repair costs and transaction costs. Keep units, rates, and time periods consistent so the result reflects the scenario you intended to model.
Example and practical context
Run the property using the current deal assumptions, then test a slower sale or lease up, higher repair or holding costs, or a lower rent or resale value. The difference between the two results is often more useful than the optimistic case alone.
Results are estimates based on the values and assumptions entered. Review the Methodology and Calculator Disclaimer for important limitations.