Estimate federal withholding, Social Security, Medicare, state and local withholding and net pay for one paycheck using 2026 federal reference rules.
Enter your pay and work details
Use the pay rate, hours, schedule, deductions, commissions, or employment costs that apply to the scenario. The paycheck results update as the inputs change.
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Estimated federal withholding—
Social Security and Medicare—
State and local withholding—
Estimated take home pay—
Annualized gross pay—
Important: This estimator uses 2026 federal bracket and standard deduction reference values for planning. Actual payroll withholding can differ based on Form W 4 details, benefit treatment, wage bases, state rules and employer payroll systems.
Enter Gross pay this paycheck, Pay frequency, Federal filing status, Pretax deductions this paycheck, and the other fields shown. Estimate federal withholding, Social Security, Medicare, state and local withholding and net pay for one paycheck using 2026 federal reference rules.
Reading the result
The result converts the pay information entered into the earnings figure shown by the calculator. Review the pay period, hours, rate, and any deductions or adjustments included.
Why is my real paycheck different from the estimate?
Actual payroll can include Form W 4 settings, benefit deductions, local taxes, wage bases, employer payroll rules and other items that a general estimator cannot fully reproduce.
What is the difference between gross pay and take home pay?
Gross pay is earnings before taxes and deductions. Take home pay is what remains after the taxes and deductions included in the payroll calculation.
Does a larger paycheck mean I permanently owe a higher tax rate?
Not necessarily. Payroll withholding on a larger check is not the same as a final annual tax calculation. The final tax result depends on the full year and the rules that apply to the taxpayer.